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CITGO Rewards® Card

The road to rewards just got easier!

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Benefits

The CITGO Rewards® Card is great for everything automotive, from gas to repairs! When you open a CITGO Rewards Card account, you will save or earn 30¢ on every gallon1 of CITGO fuel for the first 60 days from the date your account is opened. Save at the pump or earn as statement credits. After the first 60 days, save 5¢ on every gallon1 of CITGO fuel at the pump or earn 5¢ in statement credits, every day!

Plus, you will have access to Synchrony Car Care™ for help with managing auto-related expenses, from everyday care to major repairs.

CITGO Rewards Card

Check out these other card benefits:

  • No limit to the amount of rewards you can earn
  • Pay with your Card in store or at the pump at any of the nearly 4,200 participating CITGO locations
  • Synchrony Car Care acceptance at over 1,000,000 auto merchant locations nationwide,2 including parts, repair, services and more
  • 6 Months Promotional Financing available every day on purchases of $199 or more3
  • Ability to add Authorized Users to your account4
  • No annual fee5
  • Zero fraud liability
  • Cash access6 at participating ATMs
  • Online account management with features such as account alerts, auto pay, ebill statements and 24-hour access
Using the CITGO Rewards Card
How To Apply

Already have a CITGO Rewards Card?
Manage Your Account | Lost or Stolen Card 1-877-295-2080
CITGO Payment Cards FAQ

CITGO offers both personal and business payment cards to meet your needs. The CITGO Rewards® Card is a credit card for the typical consumer looking to save. Separate from the Rewards Card, the CITGO Gift Card is suited for people who want the ease and freedom of cash in one card.

Business cards such as CITGO Fleet, CITGO Fleet Select, and CITGO Fleet Universal work well if you operate a fleet of vehicles.

Applying For a CITGO Rewards® Card

To apply for a CITGO Rewards® Card, you must be a U.S. resident and 18 years or older. You must also have approved credit history and income verification.

Once you have determined what card fits your needs, select the apply button online, complete the requested information and submit your application, or pick up an application at any CITGO-branded location.

Your credit limit will be based upon your yearly income and credit report score. This limit will be noted on your credit card welcome kit as well as on your monthly billing statements.

You may receive an instant response or we will notify you by U.S. Mail within 30 days regarding the status of your application, or you may call for application status.

Using Your CITGO Rewards® Card

Yes, you may add Authorized Users to your account. You can call the number found on the back of your card to request additional cards.

Yes, this convenience is available at most of our CITGO-branded locations.

The CITGO Rewards® Card is revolving, which allows you the flexibility to pay the full amount each month or pay the required minimum monthly payment. The CITGO business accounts are non-revolving and must be paid in full at the end of each term.

Your CITGO Rewards® Card is valid at any CITGO-branded location, so look for the sign or visit our location finder to find the location nearest you or to help plan your next trip.

CITGO Rewards® Card Savings

  • New CITGO Rewards Credit cardholders will save or earn 30¢ on every gallon1 of CITGO fuel for the first 60 days from the date the account is opened. Save at the pump or earn as statement credits.
  • Existing CITGO Rewards cardholders will save 5¢ on every gallon1 of CITGO fuel at the pump or earn 5¢ in statement credits, every day!
  • Cents off per gallon at the pump is dependent on dispenser configuration and system capability at each CITGO location.
  • See the CITGO Rewards Program Terms for details on earning and redeeming CITGO Rewards.
It’s easy! Go to citgorewardscenter.com to see if you Prequalify or Apply.
  • The CITGO Rewards® Card is a proprietary credit card that is accepted at participating CITGO locations with correctly configured Point of Sale system configurations.
  • The CITGO Rewards® Card can be used at the pump for CITGO fuel, as well as car washes, snacks, drinks, and other items purchased in the convenience store.
  • Swipe your CITGO Rewards® Card at the CITGO pump or in the convenience store and follow instructions on the screen.
  • Cents off at the pump will be applied automatically at the pump at participating CITGO locations.
  • Cents off per gallon at the pump is dependent on dispenser configuration and system capability at each CITGO location. Some locations may not have the software or hardware capability to provide instant savings. If not, CITGO Rewards are provided in the form of a statement credit, statement credits will automatically appear on your billing statement within three (3) monthly billing cycles. To earn CITGO Rewards, your Card Account must be open and in good standing at the close of the billing cycle in which the CITGO Rewards are earned.
  • On most printed receipts, your discount per gallon amount will be shown. If you do not see it on your receipt, you will earn a statement credit within three (3) monthly billing cycles.
  • Call the number on the back of your CITGO Rewards® Card if you have questions.
  • Cents off per gallon at the pump is dependent on dispenser configuration and system capability at each CITGO location.
  • CITGO locations are locally owned and operated. Some CITGO locations may not have the software or hardware capability to apply cents off at the pump. If not, statement credits will automatically appear on your billing statement within three (3) monthly billing cycles.

For more information on Instant CITGO Savings and combining CITGO Loyalty Programs, read the ICS FAQs here. 

1,2,3,6 Subject to credit approval.

1 Terms and conditions apply. Cents off per gallon will be applied at the pump or as a statement credit depending on dispenser and system capability. See the CITGO Rewards Program Terms for details on earning and redeeming CITGO Rewards.

2 Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico. Click here for merchant locations. Acceptance of the Synchrony Car Care™ credit card is also determined by the merchant category code (the "MCC") associated with the merchant. An MCC is a four-digit classification code that is assigned to a merchant by the merchant's payment card network or merchant processor based on the predominant business activity of the merchant. Synchrony Bank does not assign nor has responsibility for the assignment of MCCs or evaluates what MCC should be assigned to a particular merchant.

3 Minimum monthly payments required. Click here for Promotional Financing details and merchant locations. Gas station purchases are not eligible for Promotional Financing. Promotional Financing is available at auto merchants where Synchrony Car Care is accepted. Promotional Financing is automatically applied to qualifying purchases by Synchrony and is reflected on the account statement. No additional action is needed by the cardholder nor the merchant.

4 The Primary Cardholder will be liable for all purchases made on the Account, including those made by an Authorized User.

5 For New Accounts: See rates and fees for details.

6 Transaction fees apply. See the cardholder Terms and Conditions for details.

7 Text message and data rates may apply. Check with your service provider.

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